Federal Retirees: When Will Your 2026 COLA Increase Appear in Your Annuity? Once the annual COLA for federal retirees is announced in October, when do the higher annuity payments begin? The government announced in October that the 2026 cost of living adjustment (COLA) for federal retirees will be 2.8%. The COLA process is complex, and it can be confusing for federal retirees to know when to expect the new amount to actually hit their monthly payments. The COLA that is announced in Oct...
What Federal Employees Need to Know About Upcoming Roth In-Plan Conversions in the TSP Roth in-plan conversions are coming to the TSP in early 2026. These are important details federal employees need to know about how they will work. Starting January 28, 2026, the Thrift Savings Plan (TSP) is launching Roth in-plan conversions, a new feature that allows federal employees to convert their traditional TSP account balances to Roth TSP accounts within the plan. What are Roth in-plan conversions, ...
Roth Conversions For TSP Investors Coming January 28, 2026 A launch date for in-plan Roth conversions for the TSP has been announced. Annual Contributions and Roth Conversions At the monthly meeting of the Federal Retirement Thrift Investment Board (FRTIB), the Thrift Savings Plan (TSP) contribution limits were listed as follows: Annual deferral limit $24,500 Catch-up contributions for those 50 and up $8,000 Catch-up contribution for ages 60 to 63 $11,250 Communications have been updated For...
October 2025 Retirement Claims Spike Drives OPM Retirement Backlog to Highest Level Since 2022 October 2025 saw a record surge in OPM retirement claims, driving the backlog to the highest level since 2022 amid ongoing modernization efforts. The number of incoming retirement claims shot up in October, pushing the OPM retirement backlog up to unusually high levels for this time of year. The Office of Personnel Management received 20,344 new retirement claims last month which drove the total bac...
Navigating FEHB Open Season Amid a Government Shutdown Will the government shutdown impact Open Season? These are some potential challenges for federal employees. As the partial government shutdown drags on, federal employees and retirees may be wondering what implications it will have for the upcoming FEHB Open Season. Will the shutdown create any problems for your health insurance benefits? FEHB Open Season This year’s Open Season runs from November 10–December 8, 2025. During this tim...
How TSP Performance in 2025 Compares to the Dot.Com Bubble TSP performance for all funds in October was positive. Is the current market similar to the dot.com stock bubble? Great TSP Performance in 2025: I Fund Stands Out The Thrift Savings Plan (TSP) is providing investors with great returns in 2025. The I Fund is leading all other TSP Funds for returns in 2025 with a return of 28.01%. The strong returns are the result of favorable stock markets (both domestic and international), g...