How to avoid Medicare Part B late enrollment penalties Planning to retire soon? Here’s what to know about timing your Medicare enrollment to steer clear of costly penalties. Federal annuitants enrolling in Medicare Part B face many healthcare expenses: FEHB and Part B premiums, potential Part B and Part D Income Related Monthly Adjustment Amounts (IRMAA), and out-of-pocket costs when using healthcare services. One expense you’ll want to avoid is the Part B late-enrollment penalty. I’ll ...
TSP Assets Now Over $1 Trillion—C Fund Share Price Tops $100 The TSP hit a big milestone in June reaching more than $1 trillion in assets. One TSP Fund is now priced at over $100 per share for the first time. TSP Assets Now Exceed A Trillion Dollars The latest report from the Federal Retirement Thrift Investment Board (FRTIB) reveals that the total assets in the federal Thrift Savings Plan (TSP) now exceed $1 trillion. The reported total assets in the TSP as of June 20, 2025 are $1,006 trilli...
2026 COLA Projections Increasing With Latest Inflation Trends The June inflation data are likely to result in a higher 2026 COLA projection than the 2025 increase of 2.5%. Latest Inflation Data Reflects June 2025 Prices The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.3% in June, after rising 0.1% in May. The index for all items less food and energy rose 0.2% in June, following a 0.1% increase in May. This index excluding food and energy, is considered a better predictor o...
The Cuts That Weren’t: Federal Employee Proposals Scrapped from One Big Beautiful Bill. The One Big Beautiful Bill Act (H.R. 1) was signed into law by President Trump on July 4. Notably absent from this legislation now that it is law are a variety of proposals that were in earlier draft versions of the legislation while it was being considered in Congress that would have made significant cuts or changes to federal employees’ retirement benefits. Here is a detailed look at the prior ...
Stock Market (and TSP Returns) Surge in Second Quarter The stock market has been on a roller coaster this year which has been reflected in the 2025 TSP performance. A historic and tumultuous quarter ended with U.S. stocks at record highs, and many investors are betting the ride isn’t over yet. The broad stock market index (S&P 5o0) has now added more than 9% since President Trump announced a tariff policy that created stock market havoc. Inflation is now close to the Federa...