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TSP Dog? Which TSP Fund Has Highest Returns in 2025 and Why? Everyone’s watching the usual TSP stars, but the real action is with the underdog. Meet the I Fund: the quiet TSP dog making noise I Fund TSP Dog Among Investors The Thrift Savings Plan (TSP) funds are having a good year. While the number of investors in the I Fund is relatively small, this fund has, by far, had the best year of any other TSP Fund. The I Fund is up 22.14% in 2025 as of this writing. The TSP Fund in second place is t...

The Limited Opportunities to Increase Your FEGLI Coverage. While very few employees waive their FEGLI Basic coverage, a lot more don’t sign up for one or more of the optional forms of coverage during the 31-day period following their initial appointment. If you are one of those who waived coverage, there are circumstances under which you can enroll at a later date. Open Season–When there are changes in the program’s provisions, the Office of Personnel Management holds an open season. That’s w...

How to avoid Medicare Part B late enrollment penalties Planning to retire soon? Here’s what to know about timing your Medicare enrollment to steer clear of costly penalties. Federal annuitants enrolling in Medicare Part B face many healthcare expenses: FEHB and Part B premiums, potential Part B and Part D Income Related Monthly Adjustment Amounts (IRMAA), and out-of-pocket costs when using healthcare services.  One expense you’ll want to avoid is the Part B late-enrollment penalty. I’ll ...

TSP Assets Now Over $1 Trillion—C Fund Share Price Tops $100 The TSP hit a big milestone in June reaching more than $1 trillion in assets. One TSP Fund is now priced at over $100 per share for the first time. TSP Assets Now Exceed A Trillion Dollars The latest report from the Federal Retirement Thrift Investment Board (FRTIB) reveals that the total assets in the federal Thrift Savings Plan (TSP) now exceed $1 trillion. The reported total assets in the TSP as of June 20, 2025 are $1,006 trilli...

2026 COLA Projections Increasing With Latest Inflation Trends The June inflation data are likely to result in a higher 2026 COLA projection than the 2025 increase of 2.5%. Latest Inflation Data Reflects June 2025 Prices The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.3% in June, after rising 0.1% in May. The index for all items less food and energy rose 0.2% in June, following a 0.1% increase in May. This index excluding food and energy, is considered a better predictor o...

The Cuts That Weren’t: Federal Employee Proposals Scrapped from One Big Beautiful Bill. The One Big Beautiful Bill Act (H.R. 1) was signed into law by President Trump on July 4. Notably absent from this legislation now that it is law are a variety of proposals that were in earlier draft versions of the legislation while it was being considered in Congress that would have made significant cuts or changes to federal employees’ retirement benefits. Here is a detailed look at the prior ...